Try to save up as much as you possibly can for your down payment. That will bring your monthly payment down a lot, plus it will allow you to build up equity in your home quicker.

I agree with the other posters, don't buy at the very top of your range, or you will be sad (ie no AG...gasp! [img]rolleyes.gif[/img] )

Owning your own home is a wonderful investment for the whole rest of your life and as you make your monthly payments, you own more of it every year. Then, when you sell and move up to a bigger house, you usually make money if your first home has increased in value. Someday, when you're ready to retire, you may have a large home to sell, which will give you a nice little retirement account.

Congratulations on your new home to be! [img]graemlins/thumbs_up.gif[/img] [img]smile.gif[/img]